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State Farm® Insurance Agent

Fernando Lopez

734 E Lake Avenue Suite 7
Watsonville, CA 95076

Across the street from Tuttle Mansion

Profile photo of a State Farm Agent named: Fernando Lopez

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 6pm
9am - 2pm
After Hours by Appointment
Call or text us 24 hours a day!


734 E Lake Avenue Suite 7
Watsonville, CA 95076


English, Spanish

I’m a small-town guy who honestly just loves people, down to the bottom of my heart. Hi, I’m Fernando Lopez, a State Farm agent in Watsonville, CA also serving nearby areas in Aptos, Capitola, Soquel, Gilroy, Santa Cruz, Morgan Hill and Salinas. I’ve been in the State Farm family for over 17 years, starting out as a business insurance rep before deciding to become an agent myself. I opened my Watsonville office in 2014, with zero customers and no friends nearby, just the dream of having my own business. Six years after this area opened its arms to welcome me, I feel like Watsonville is my new hometown! I’ve gotten to know each of our customers in a way that warms my heart.

When you drop by my office, you’ll notice that you really are treated like family here. My team and I believe in greeting everyone with a smile, having fun, and really listening to people. I’m passionate about forming relationships, explaining policies, and finding out exactly what my customers need, whether they’re young families, business owners or anybody else. We have deep experience in the business sector, and my friendly team and I are happy to answer any questions you have throughout the insurance process, in English or Spanish.

When I’m not helping out my neighbors in the office, I’m either spending time with family and friends or outside enjoying nature. I love taking weekend visits to see my family back in Greenfield, going for rides on my bike, camping and road tripping, or just playing video games at home with my cat, Smokey, on my lap.

I hope you decide to join our State Farm family! If we haven’t had the pleasure of meeting yet, please feel free to drop by and say hello. My office can help you with auto insurance, home insurance, property insurance, business insurance, life insurance and health insurance. Contact us today for a free quote!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

My team of licensed insurance professionals is here to assist you with your insurance needs. We love helping customers with car insurance, homeowners insurance, renters insurance, life insurance, small business insurance, and workers comp insurance, to name a few. In our office, you are not a number but a part of our family. Contact us today for your free insurance quote!

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